

Razorpay
A financial platform providing payment infrastructure, banking solutions, and payroll tools for online businesses and startups.
Razorpay is a fintech company based in IN, founded in 2014.
Overview
Founded in 2014, Razorpay provides a comprehensive financial operations platform designed to simplify money management for businesses [0, 2]. Its product suite includes a payment gateway for accepting online transactions, API-driven payout solutions, and business banking features such as current accounts and escrow management [0]. The company also offers integrated payroll software, corporate credit cards, and working capital loans, aiming to streamline vendor payments and tax compliance [0, 1]. Razorpay serves a diverse client base ranging from individual freelancers and e-commerce platforms to large educational institutions and IT enterprises [0]. By offering developer-friendly APIs and automated financial workflows, the platform enables businesses to optimize their revenue collection and cash flow operations [0, 2]. The company recently expanded its offering to include agentic payment features, allowing users to automate checkout and operational tasks via AI-native flows [0]. Based in Bangalore, the firm focuses on enabling frictionless transaction environments across various digital industries [2].
In the news

Questions and answers
What does Razorpay do?
A financial platform providing payment infrastructure, banking solutions, and payroll tools for online businesses and startups.
When and where was Razorpay founded?
Razorpay was founded in 2014 and is based in IN.
Sources
- 1.Razorpay Gets SEBI Nod For ₹6,000 Cr IPO — Inc42, Nov 4, 2026
- 2.Razorpay gets SEBI approval for IPO, eyes $5 billion valuation — CNBCTV18, Nov 4, 2026
- 3.Razorpay · Official
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- 6.Razorpay · Official