AI
Crediflow AI
AI-powered underwriting infrastructure that automates financial data ingestion, credit analysis, and memo generation for commercial lenders.
Crediflow AI is a fintech company based in Manchester, GB, founded in 2024. It has raised $2.01 million in disclosed funding. Its latest round was an Undisclosed stage of €1.8 million in November 2026.
Overview
Crediflow AI provides an intelligent infrastructure platform designed to automate the commercial credit underwriting workflow [0, 1]. The software enables lenders, banks, and brokers to ingest unstructured financial documents—such as tax returns, bank statements, and financial statements—and convert them into standardized credit intelligence [0, 2]. Core capabilities include automated financial spreading, covenant calculation, risk assessment, and the generation of structured credit memos [0, 2]. By replacing manual entry and spreadsheet-based monitoring with automated systems, Crediflow aims to accelerate decision-making timelines and improve consistency across credit portfolios [0, 1, 2]. The platform includes tools for deal screening, borrower due diligence, and continuous portfolio monitoring, offering traceable insights for audit-ready compliance [0, 2]. Crediflow was founded in 2024 and has raised $2.01 million [registry].
credit-underwritingfinancial-spreadinglending-automationrisk-assessmentportfolio-monitoringfintech-infrastructure
Funding
Total disclosed: $2M across 1 round. Computed only from sourced rounds.
| Date | Company | Amount | Stage | Lead | Other investors | Sector | Sources |
|---|---|---|---|---|---|---|---|
| €1.8M | — | NPIF II – PXN Equity Finance | Haatch Ventures | Fintech | 1 |
Investors
In the news
Questions and answers
What does Crediflow AI do?
AI-powered underwriting infrastructure that automates financial data ingestion, credit analysis, and memo generation for commercial lenders.
How much has Crediflow AI raised?
Crediflow AI has raised $2.01 million in disclosed funding across 1 round tracked by OSH.
Who has invested in Crediflow AI?
Investors in Crediflow AI include NPIF II – PXN Equity Finance and Haatch Ventures.
When and where was Crediflow AI founded?
Crediflow AI was founded in 2024 and is based in Manchester, GB.
Timeline
Founded
Sources
- 1.Manchester-based Crediflow AI secures €1.8 million to automate commercial loan processing — EU-Startups, Nov 4, 2026
- 2.Crediflow AI · Official
- 3.Crediflow AI · Official
- 4.Crediflow AI · Official