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Cognitive Credit raises €35.73 million growth round to expand in the U.S.

London fintech Cognitive Credit secured a €35.73 million growth round led by Summit Partners, with ETFS Capital participating, to fund its U.S. expansion and AI credit products.

OSH Desk1 min read

Cognitive Credit, a London‑based fintech that offers corporate credit data, analytics and AI technology, announced a €35.73 million growth‑stage equity round on Oct. 23, 2026 [1]. Founded in 2017, the company combines public credit filings with proprietary AI models to deliver real‑time risk analytics [1].\n\nSummit Partners led the financing, and ETFS Capital participated as a co‑investor [1]. The company said the capital will be used to accelerate its commercial rollout in the United States and to develop AI‑driven credit products [1].\n\n“High‑quality data at speed and scale is critical to powering AI workflows,” said Chris Bon, partner at Summit Partners [1].\n\nThe funding positions Cognitive Credit to address the growing demand for real‑time, data‑rich underwriting tools in the U.S. corporate‑credit market.

Questions and answers

What will the new funding be used for?

To accelerate the U.S. commercial rollout and develop AI‑driven credit products, according to the company’s announcement.

TopicsVenture debtCapital efficiencyFintech infrastructureGrowth roundsPre-seed & seed

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Sources

  1. 1.London’s Cognitive Credit lands €35.73 million to scale its AI and data platform for credit markets — EU-Startups, Oct 23, 2026

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